TRANSFER MY PENSION
All your pensions in one place
Life's easier when it's organised. If you've collected several pension plans over the years, why not put them all together where you can see them?
Here's why it can be a good idea:
Control – You’ll have everything in one place, making it easy to review and track the performance of your pension
Value – You could have a better range of investment choices and lower annual charges. You could even get a discount for having a bigger pension pot
Easier retirement planning – You’ll find it easier to choose the right option for you as you get closer to retirement
Important things to think about before you transfer:
• There’s no guarantee of a better pension by transferring into one plan
• You could be giving up valuable benefits or guarantees held with your existing plan
• Compare the charges and investment choices on both your existing and receiving plans
• In the case of final salary or defined benefit pensions, the promise to pay a retirement income based on a percentage of your salary would be lost
The value of any investment can go up or down and may be worth less than was paid in.
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