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STAKEHOLDER PENSION


Prepare for your future with our Stakeholder Pension – a personal pension that meets the stakeholder criteria set out by the Government.

• Increase, decrease, stop or start payments at any time
• Pay in from just £16, with HMRC paying £4 basic rate tax relief on top
• Low charge investment choices

Flexibility

Increase payments, take a payment break or move into different funds whenever you want. If you start a new job, you can carry on paying into your plan or transfer it to your new employer's scheme.

Low charges

Only 1% of the value of the funds you’re invested in each year. The Government sets a maximum charge that can apply to Stakeholder pensions. It’s currently 1.5% each year for the first 10 years, and then 1% each year after that. Our Stakeholder funds are all within these limits. The Government could change these limits in the future.

Manage your account online

Check in on your Stakeholder Pension as often as you like, using your laptop, tablet or mobile. View your latest statements, manage regular payments and more.

Charges are regularly reviewed and may change in the future.

As with any investment, the value of your fund can go up or down and may be worth less than what was paid in.

Laws and tax rules may change in the future. The information here is based on our understanding as of April 2016. Your personal circumstances also have an impact on tax treatment.

Things to consider:


• You may be giving up valuable benefits in your other pension scheme
• There is no guarantee that what you’ll get back from your new plan will be higher
• Compare the charges and investment choices available on your existing pension
• If the value of any of your pension plans is less than £10,000, it is possible that transferring could restrict your flexibility when it comes to taking your pension benefits at retirement

GET IN TOUCH

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