CORPORATE FINANCE
Finance
Commercial Finance isn’t as easy as getting a personal mortgage – are you a limited company, partnership or sole trader? Will you need to give personal guarantees or use business assets as security? Can you raise money via attractive tax schemes such as Enterprise Investment Schemes (EIS) or Venture Capital Trusts (VCTs)?
Contact IFS for further information.
Protection
You have refinanced your business and have secured the funding you need, but what happens to your business should anything happen to you or your fellow partners or directors?
You can take out cover for a specific term (Term Assurance) or for your entire life (Whole of Life - WOL). This can cover two single lives or be on a joint basis; you can cover just your debts or add additional business protection. Most importantly these may benefit being placed into trust to avoid delays in the event of your death or to avoid them ending up with the tax man.
This isn’t a minor decision and it can make all the difference, enabling a business to continue to be a going concern in the event of a death. Don't leave it to a comparison site and simply select the cheapest product rather than finding out which policy actually meets your needs best.
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Tel: 01772 860 760
Email: info@ifs-sp.com
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